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Job in Banking — is Yours at Risk?
Copyright (c) 2009 Ianson Internet Marketing
Even if you are an unpaid banking intern, consider your job in the banking industry of being under risk. There are very few businesses that will be immune in the world wide economic recession and banking jobs sure aren’t going to be one of them. According to the financial research form Celent, there will be at least 200,000 layoffs of banking jobs from September 2008 until June 2009.
What Jobs Are Affected?
Since jobs in banking covers such a vast territory in the financial landscape, let’s look at what the economic experts are predicting to be the banking jobs most at risk:
- Anything to do with real estate. It’s not only the homeowners who are hurting - it’s also brokers, banks that hold the mortgages and anyone who works in TIC (tenant in common) investing or helping clients to invest in real estate. - Investment bankers in general - Loan processors (especially if the banks continue to freeze credit) - Bank tellers. If no one has any money to use a bank, then there’s no need to keep more than one teller line open on a business day.
Unless you are in higher management of are the CEO of a bank, consider your job at risk. Be sure that you have your resume updated, your references updated and put off any major purchase until after June 2009. You need to do this if you are looking for graduate banking jobs or are a branch manager.
What About The Wall Street Bailout?
Although Wall Street executives and the Bush administration pledged over $700 to banks and major financial firms to keep them from going under, they did so with hardly any strings attached and no guarantee to stop any layoffs. Two months after the huge bailout, banks in America are holding onto the money rather than letting it go to give credit to struggling American businesses. There have also been reports that bank executives have pocketed the some of the money and do not plan on any major reconstruction whatsoever - except for laying of many lower-rung banking jobs.
And not all big American banks and investment firms benefited from the bailout. Although business like AIG and Bank of America received blank checks, investment firm Lehman Brothers was allowed to go bankrupt with debts of over $613 billion. Clearly, even if you know your company got some Congressional cash, it doesn’t mean your job is secure.
If you are a banking intern, get a paying job to cover the bills and ride the tide of the economic tsunami until things settle down again. Although you may be constantly reassured that good interns get good jobs at the company you’ve interned for, don’t believe it. They’re just trying to get as much unpaid work out of you as they can. They have no intention of paying you.
Jobs that are expected to ride out the economic recession include service jobs, jobs in the health care industry and freelancing.
Louise G
http://www.articlesbase.com/business-articles/job-in-banking-is-yours-at-risk-705597.html
Highschool Dropouts’ Chance to Succeed
Researching Construction - Jobs, Companies and Careers
Perhaps you have always fancied a career in construction but have never been sure which role you are most suited to. Similarly, you may be unsure where to begin searching for a construction job, and which companies to apply to.
In this situation, working out your skills and abilities - and researching the construction careers out there - will help you to match the two up and discover new career opportunities.
Are you right for a construction job? Skills, strengths and weaknesses
Compile a list of your skills and abilities, along with all your strengths and weaknesses and what you like and dislike doing. Remember that you are the only person who will see this list, so be completely honest when you do so.
Think about any previous construction work experience you have had, and how anything you learned at school or college might be relevant. If you have been involved in building work at any point, write down anything you particularly enjoyed or disliked, as this will help you pinpoint what type of construction job is right for you.
What about the various construction careers?
The Internet is a great place to begin researching companies and possible construction careers. Many sites are dedicated to the construction industry and provide a wealth of information about available construction jobs, plus any apprenticeship opportunities that might exist as well, as accredited training courses at colleges.
This will help you to identify what a particular construction job involves, and what experience/training may be required.
Visit the websites of any construction-related companies you can find. There you will find information about the company, the vacancies they have and what it is like to work for them. This will allow you to find out about particular companies in more detail, which is advantageous if you apply for a job with them.
Speak to people who already work in construction work. This way you can find out exactly what the job entails on a day-to-day basis and ask if they know of any opportunities to train or gain construction experience.
If you are a graduate, make an appointment with a career advisor, who can discuss your skills and abilities and identify construction job opportunities available to you. Visiting Job Fairs allows you to speak to employers directly and sell yourself to them.
Done the research? What now?
After carrying out research into construction jobs and careers, you can match the various openings to your skills and experience. Taking the time to think seriously about what you have to offer, which type of construction job is right for you, and the opportunities open to you can greatly enhance your chances of embarking upon a successful and rewarding career.
Grant Hill
http://www.articlesbase.com/business-articles/researching-construction-jobs-companies-and-careers-725175.html
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Jobs in Financial Services 2009
Copyright (c) 2009 Ianson Internet Marketing
With today’s economy it might seem that jobs in financial services will be harder to find in 2008 and 2009. But employment opportunities for finance professionals will likely be good, and the current business problems are part of the reason why. While banks and investment firms will be laying off employees during the remainder of 2008 and into 2009, others firms and government agencies are in need of skilled finance people to help them deal with today’s complex problems. Finance professionals with specific technical skills are already in demand.
Every organization that handles cash, extends credit, or prepares a budget needs finance professionals, and some employers are struggling to find people with the necessary skills. Employers need finance professionals knowledgeable in tax accounting and Sarbanes-Oxley to handle their rapidly evolving business needs. Cost accountants are sought after simply because the labor market has not produced enough experienced cost accountants to replace those leaving the field. Business changes are also creating job opportunities for those with general finance experience and for new graduates.
Employers are looking for finance professionals with degrees and certifications. A bachelor’s degree is the minimum educational requirement for most finance positions, but jobs are easier to get for those with advanced degrees. All things being equal, employers favor a job candidate with an MBA over one holding a bachelor’s degree. For managerial positions a graduate degree is sometimes required.
Employers also want Certified Public Accountants, or CPAs, which are in short supply. The number of people applying for CPA licenses has dropped sharply since most states instituted a 150 hour education rule, and now many areas are experiencing a shortage of CPAs. Certified Management Accountants, or CMAs, are becoming increasingly popular with employers. Unlike a CPA, a CMA focuses on management accounting, cost accounting, and decision support. Both certifications adhere to a strict code of ethics, which is attractive to employers.
Relevant experience is important for those seeking jobs in financial services. Employers are looking for candidates who have demonstrated the ability to analyze financial information, answer management’s questions, and make recommendations about the future value of alternate choices. They seek people who can show how they have cut costs, raised productivity, and improved the bottom line. Employment opportunities always exist for those who can demonstrate how they have made a significant positive impact on a firm.
Employment opportunities in finance should remain favorable in these tough economic times. The current unemployment rate reflects a poor job market for unskilled and semi-skilled workers, but not so for professional workers. Finance professionals in particular enjoy an unemployment rate that is about half of the official average, and those with the right skills and experience are currently in demand
Louise G
http://www.articlesbase.com/business-articles/jobs-in-financial-services-2009-725090.html